LOCATION - Near the top of the Caribbean chain, the U. S. Virgin Islands are just 80 miles east of Puerto Rico at about 18 degrees north latitude and 65 degrees west longitude.

ACCOMMODATIONS - Resorts and hotels to fit any budget.

CALLING THE U.S. VIRGIN ISLANDS - The area code is 340.

COMMUNICATION - Calls from coin-operated phones between the U.S. Virgin Islands are 25 cents for each 5 minutes. Direct dialing is available between the Virgins and many points in the world. Visitors with cellular phones dial 6611 for information on their use here.

CREDIT CARDS - Credit cards are usually accepted. If you run into problems, several major banks have branches on the island and automatic teller machines are available everywhere.

CURRENCY - The American dollar is used.

ELECTRICITY - Electric outlets on the island take standard North American current, with a 120 volt / 60 cycle.

TIME - The islands are on Atlantic Standard Time. This means it is 1 hour ahead of New York and Montreal, 5 hours behind Frankfurt and Paris, 13 hours behind Tokyo, and 14 hours behind Sydney.

WHAT TO WEAR - Dress is casual during the day. Bathing suits are for the beach, not for the streets. Nights here can be cool, so bring along a light sweater. It's rare you will need it, but just to be safe bring a jacket and tie along. They may be required for some of the fancier resorts and restaurants.

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